Gutabara means coming to the aid of someone in need or struck by misfortune. Inspired by the agaseke, a symbol of solidarity and generosity in Rwandan tradition, our fund turns this living value into practical support for families in the Rwandan diaspora in Switzerland when they lose a loved one.
Community mutual-aid project — amounts remain indicative and depend on available funds.
Friends quickly turn to the community, often through messaging apps, while the family is already going through a difficult time.
Regular contributions build a shared reserve and enable a quicker, clearer, and fairer response.
The member lists the people to be covered: partner, husband and wife, children, parents, and brothers or sisters.
Half of the risk is pooled, while the other half depends on the declared profile, within a defined contribution range.
A death, a new child, or the addition of a relative triggers a new calculation based on the updated profile.
In the event of a death, the association organises prompt support according to the rules and available funds.
The calculation combines a common share for all members with a share linked to the people declared. The result is rounded up to the next franc.
This non-binding simulator is intended for discussion. The parameters must be validated using actual profiles and legal advice before launch.
These documents form the launch file. They must be discussed, drafted, and then legally reviewed.
Association framework under Articles 60 et seq. of the Swiss Civil Code
Coverage, contributions, waiting periods, decisions, and payment of support
Rights, duties, declarations, and updates to the family file
Purposes, access, retention period, security, and individual rights
Identity, covered relatives, beneficiary, and consents
Notification, verification, decision, payment, and profile updates
The project already has a financial model, a simulator, and operating rules to develop further. The next step is to secure its launch.
Validate the articles, regulations, and legal classification of the mechanism before collecting any contributions.
Build an indicative reserve of CHF 15’000 and finance the initial implementation.
Establish transparent decision-making, dual approval, and accountability rules.
Set up payments, accounting, and the future secure member area.
| Surname | First name | Function |
|---|---|---|
| Official composition to be completed after approval by the DRS. | ||
Future digital access: full contact details, including telephone number and email address, will be restricted to the secure area and will not be published here.
Clearly NO. The project is designed as community mutual aid with discretionary support, without an acquired right or guaranteed amount. Written legal advice is still required before contributions are collected.
Total support is capped at CHF 4’500 for the same death. It is not CHF 3’000 per member, and a third member does not increase the amount.
Yes. After a death, addition, or family change is reported, the profile is updated and the contribution is recalculated within the CHF 10 to CHF 30 range.
The model provides for progressive eligibility: no support before three months, limited support from three to six months, and full support once six complete months have elapsed. Each person added has their own entry date.
No. Contributions already paid are not refunded, including when a member leaves the association, because they finance collective solidarity and costs already incurred.
